Money, the root of all evil in relationships!
Money matters and stresses are the most common reasons for breaking up. It’s got a lot to answer for! It’s one of those subjects that we tend to ignore up until the last minute when it’s all to late. Many couples are in denial about their financial situations, hoping that the other is in control.
In a serious relationship (living together or married) then you need to be 100% honest with each other and work out what works for you. It may be that you split all straight down the line equally (preferable to most couples), otherwise you need to both not hide from each other the level of debt and income you bring to a relationship. If you do this then you can be sure of a good basis for a relationship, and a friend in your partner if you want to discuss.
Never ignore things like bills, work together to sort them out. Not only does it bring you closer BUT you resolve issues that could potentially break you up.
In the same way, set your sights for a holiday or car or even house together, and appreciate what you both need to achieve to get it. You will be working as a team of course, the key to a successful relationship.
Always beware partners who don’t disclose financial matters to you OR paint a far prettier picture than you know there is. They are normally in denial and mounting debt.
Another tip is to plan your year together from a incoming and outgoing perspective, and using a simple ‘IN’ & ‘OUT’ spreadsheet. Most banks have a leaflet you can pick up that has it already mapped out for you to fill in the blanks.
So hopefully I have proved that money matters in relationships can actually be a positive and rewarding bridge to cross. Be responsible together now and you’ll be happy ever after!
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